Self-insured employers require assurances that administrators are meeting the objectives established in the vendor contract, and that the Summary Plan Document (SPD) has been implemented accurately. Employers want to know if they are receiving the full value of discounts. Employers require monthly and quarterly analysis of medical expenses,, Without this information, you lose the opportunity to take action to correct and improve any adverse and unexpected trends. HDM provides the required business tools to measure vendor performance and monitor medical expenses, assuring you of the accuracy of the information you are reporting.