This statement covers the terms of use for all users of this "Site". The site is owned and operated by Healthcare Data Management, Inc. ("HDM"). All of the content, including text, images, product descriptions, illustrations, design, download files and materials ("Materials"), contained in this Site is provided by HDM and is subject to your compliance with the terms and conditions set forth below. If you do not agree to the terms and provisions of this Legal Notice, you should not use the Site or download Materials from the Site.

HDM provides this website as a service to prospective and current customers. This website is intended for use by the public for viewing and retrieving information only, or for posting content through the various "forums". Unauthorized attempts to upload information or change information on this service are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986. Opinions expressed by contributors through forum discussion or live chat are not necessarily those of HDM.

Copyright
All company content included on this site, such as product and service information, digital downloads, data compilations, and software solutions, is the property of Healthcare Data Management, Inc. or its content suppliers and is protected by United States copyright laws. You may not distribute, modify, reproduce or use any Materials, in whole or in part, without the prior written consent of HDM, except that you may download Materials for your non-commercial, personal use only, provided you keep intact all copyright and other proprietary notices.

Trademark Information
HealthAudit and the HDM, BenefitsAudit, and Benefits Watch logos are registered trademarks of Healthcare Data Management, Inc. HDM's trademarks and trade dress may not be used in connection with any product or service that is not Healthcare Data Management, Inc. in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits HDM. All other trademarks not owned by Healthcare Data Management, Inc. that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by HDM. Any questions concerning trademarks should be referred to HDM.

Electronic Communications
When you visit wwww.HDMinc.com or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Unsubscribe
Our website provides users the opportunity to opt-out of receiving communications from us. This site gives users the following options for removing or updating their information from our database to not receive future communications or to no longer receive our service. If you do not wish to receive any future communications from HDM, please send email with "Unsubscribe Communications" in the subject line to support@HDMinc.com. To unsubscribe by postal mail, send correspondence to: Unsubscribe communications, Healthcare Data Management, Inc., 555 Croton Road, Suite 350, King of Prussia, PA 19406-3176. Unsubscribe requests may take up to 10 business days to process from time of receipt.

Third-Party Companies
Mention of third-party products, companies, and websites on this Site is for informational purposes only and constitutes neither an endorsement nor a recommendation. HDM makes no representations regarding the quality, safety or suitability of any products by third party companies. All third-party products must be ordered directly from the vendor and all licenses and warranties, if any, are made between you and the vendor. Links to third-party websites are provided solely as a convenience to you. HDM has no control over the contents of any other website and makes no representation whatsoever regarding the content of any other website. When you use these links, you will leave this Site. HDM does not endorse or have any responsibility for the content, information, products on the site or for materials and information contained in any third-party website

Disclaimer
THE SITE AND ITS MATERIALS ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, HDM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. HDM does not warrant the accuracy and completeness of the Materials or services provided at this Site. HDM also does not warrant that any functions of the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available is free from viruses or other harmful components. Some jurisdictions may not allow the exclusion of an implied warranty so some of the above exclusions may not apply to you in all circumstances.

Limitation of Liability
IN NO EVENT WILL HDM OR ITS AFFILIATES ASSUME ANY RESPONSIBILITY FOR ANY DAMAGES THAT RESULT FROM YOUR ACCESS TO, USE OF, OR INABILITY TO USE, THIS SITE, OR FROM YOUR DOWNLOADING OF ANY MATERIALS FROM THE SITE, EVEN IF HDM OR ITS AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR USE OF THE SITE IS AT YOUR RISK. NEITHER HDM NOR ITS AFFILIATES SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OR YOUR ACCESS TO, OR USE OF, THE SITE. Some jurisdictions may not allow a limitation or exclusion on damages, so the above may not apply in all circumstances. In no event shall HDM's total liability to you for all damages, losses, and causes of action (whether in contract, tort (including but not limited to negligence) or otherwise) exceed the amount paid by you, if any, for accessing this Site.

Jurisdictional Issues
Unless otherwise specified, the materials in the site are presented solely for the purpose of promoting products and providing support to customers in the United States. This Site is controlled and operated by HDM from its offices within the Commonwealth of Pennsylvania, United States of America. HDM makes no representation that materials in the site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, including without limitations U.S. export laws and regulations. By downloading or using the Software, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country on any such U.S. export prohibition list.

Miscellaneous
The terms herein shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, exclusive of its choice of law rules. In the event that any of the provisions herein are held by a court or other tribunal of competent jurisdiction to be unenforceable, such provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect. Prices, product descriptions and illustrations in this Site are subject to change without notice. For information about the use of any personally identifying information provided to HDM when you use this Site, please review our Privacy Policy Statement.

Update of Terms and Conditions
As our business continues to grow, our Terms of Use may also change. You should check our website frequently for recent changes. Unless otherwise stated, our current Terms applies to all information that we have about you and your account. HDM stands behind the promises we make and will not materially change our polices and practices to make them less protective of collected customer information.

Questions
If you have any additional concerns about the Terms at HDM, please contact info@HDMinc.com and we will try to resolve it.